Why PMAY is a Trending Topic Now?

Why PMAY is a Trending Topic Now?

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PM Awas Yojana 2024: Full Details, Apply Online, Know all the information related to the scheme

PM Awas Yojana 2024:

PM Awas Yojana 2024 (PMAY-G) was launched on 1 April 2016.The PM Awas Yojana 2024 scheme is run by the Ministry of Rural Development (MoRD) and its primary objective is to provide a safe and convenient pucca house to homeless families and people residing in dilapidated houses.PMAY-G is developed to address the housing shortage in rural areas, which plays a vital role in fulfilling the goal of "Housing for All".

The minimum size of houses under the PM Awas Yojana 2024 scheme has been fixed at 25 square meters, including a special area for clean cooking.Since 27 September 2022, 2.00 crore houses have been successfully {constructed| out of the target of 2.72 crore houses.Beneficiaries are identified based on the criteria of Socio-Economic and Caste Census (SECC).It is confirmed by the Gram Sabhas.This amount is sent directly to the savings account or post office account of the beneficiaries.PMAY-G has been extended for the next 2 years, i.e.till March 31, 2024.

PM Awas Yojana 2024: Objective

The primary objective of PM Awas Yojana (PMYG) is to provide pucca houses with fundamental facilities to all homeless families and families residing in kutcha or dilapidated houses in rural areas by 2024.Its primary target is to cover 1.00 crore families in rural areas in 3 years in between 2016-17 to 2018-19, who are homeless or living in kutcha/dilapidated houses.Under the PM Awas Yojana 2024 scheme, quality houses will be {constructed| by the beneficiaries with the help of local materials, designs and experienced masons.For the construction of houses, it is proposed to embrace a housing method through convergence.

PM Awas Yojana 2024: Benefits

•Financial assistance of 1,20,000 per unit is available in plain areas, while for hilly, unattainable and IAP districts (Himalayan states, North-Eastern states and Union Territories of Jammu and Kashmir), the quantity is 1,30,000.

•Interested beneficiaries can get institutional loan as much as 70,000 at a low interest rate of 3% for construction of permanent housing.The maximum quantity for aid has been fixed at 2,00,000.

•The minimum size of the house will be 25 sq.m., including a devoted area for sanitary cooking.

•Under Swachh Bharat Mission-Grameen (SBM-G), beneficiaries are provided financial assistance up to 12,000 for construction of toilets.

•In coordination with MNREGA, beneficiaries get an opportunity to get employment as common labor (rural mason training) at the rate of Rs 90.95 each day for 95 days.

•An LPG connection is provided to every household under the Pradhan Mantri Ujjwala Yojana.

•The scheme operates in conjunction with various government efforts such as piped drinking water, electrical power connection, clean and effective cooking fuel, and social and liquid waste management.

•Payments are made digitally straight into bank or post office accounts, which are linked to Aadhaar.

PM Awas Yojana 2024: Eligibility

Beneficiaries under PM Awas Yojana 2024 include all homeless families living in no, one or two roomed houses with kutcha walls and kutcha roofs (according to SECC data, and subject to exemption process).

Criteria for automatic/compulsory addition.

•1.Shelterless families.

•2.Destitute/dependent on alms.

•3.Manual scavengers.

•4.Primitive tribal groups.

•5.Lawfully released bonded labour.

PM Awas Yojana 2024: Prioritisation.

•Under Prioritisation, multi-level priority will be figured out in the category of PMAY-G beneficiaries.

•First of all, priority will be given on the basis of parameters of housing deprivation, that includes SC/ST, minorities and other groups.

•First of all, priority will be given to those families who are homeless, followed by priority according to the variety of rooms; Households with zero, one and 2 rooms will get priority respectively.

•In a particular social category such as SC/ST, Minority and Others, families who are homeless or living in houses with less rooms will not be put below families residing in houses with more rooms.

In the above priority groups, families who fulfil the criteria for "required inclusion" will be offered further priority.Automatically included families will be offered more weightage than other families within the priority group.

The scores will be computed based on the socio-economic specifications given below, each having equivalent weightage:.

•Households without any adult member between 16 and 59 years.

•Female-headed households without any adult male member between 16 and 59 years.

•Households without any informed adult above 25 years of age.

•Households with a handicapped member and no able-bodied adult member Landless households that derive the majority of their earnings from manual labour will be ranked higher amongst households with high deprivation scores.

Fixation of targets.

For SC/ST: 60% of the target designated to each State or Union Territory ought to be reserved for SCs and STs, depending on the accessibility of qualified beneficiaries.Within the set targets, the proportion of SCs and STs will be identified by the particular States or Union Territories from time to time.

Additionally, States and Union Territories will be enabled to exchange targets in between SCs and STs, if there is no eligible beneficiary in any of these categories and it is certified.If all qualified SC and ST households are covered, the State or Union Territory PM Yojana targets will be designated to beneficiaries of 'other' categories from the permanent waiting list prepared from SECC 2011.

For Minorities:.

In addition, as far as possible, 15% of the total fund will be allocated for minority families at the nationwide level.The allocation of target for minorities among States and Union Territories will be made on the basis of proportional rural population of minorities in the particular State or Union Territory as per Census 2011 data.Minorities informed under Section 2( c) of the National Commission for Minorities Act, 1992 will be thought about qualified for the advantage of this earmarked amount.

For Divyaangjan:.

Under the PM Awas Yojana 2024 scheme, special priority in the choice of beneficiaries to be helped has been provided to families in which there is a disabled member and no able-bodied adult.Therefore, such families have been provided more deprivation points at the time of house allotment.Based on the Persons with Disabilities Act, 1995, States might attempt to ensure that 3% of the beneficiaries at the State level are from among the persons with disabilities.

If more than one household in a sub-group has the exact same deprivation score, those households will be prioritised based upon the following criteria:.

•Families with widows and near relative of members of the defence, paramilitary or police killed in action.

•Families with a member struggling with leprosy or cancer, as well as people affected by HIV (PLHIV).

•Families with only one girl child.

Families beneficiary of the Scheduled Tribes and Other Traditional Forest Dwellers (Recognition of Forest Rights) Act, 2006, commonly known as the Forest Rights Act.Transgender persons will also be included at the same time.

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